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Student Credit Card FAQ’s

May 31, 2009 by Smart Spending · Leave a Comment 

by Jonathan Summer Just as the term itself suggests, student credit cards are credit cards meant exclusively for students, many of whom are yet to earn a documented income with employment. Credit card issuers are mindful of students and their credit challenges so they make accommodations for students when building student credit card offers specifically. Typically, the only constraint when applying for a student credit card is the age of the student, and as mandated by the law of the country,

Weekend Reading: Paper Towels Edition

May 30, 2009 by Smart Spending · Leave a Comment 

If you haven’t seen this spoof on the ShamWow infomercial, stop what you are doing and watch it! “Holy shit, I spilled Soy Sauce all over the place…” Classic. Add your favorite Paper Towels quote to the comments below! My Favorite 3 Posts… Alan from Saving For Serenity featured a fantastic article on How To Save Money On Your Commute . Alan covers walking, biking, driving smarter, and taking forms of public transportation. He even details NOT commuting at all. The thing

Zefty: Web App For Teaching Money Management To Children

May 29, 2009 by Smart Spending · Leave a Comment 

Zefty is an online application that helps parents teach money management to children and also track their allowances. Using Zetfy Parents can now set up virtual accounts for their kids and then specify how much allowance they are getting. The kids can then log in into their accounts and see how much money they have. The application works just like actual bank account but everything is based on virtual money. Using Zefty kids can adopt smart spending and saving habits. There are also additi

This is my 500th post! I Must *Really* Love Money ;)

May 29, 2009 by Smart Spending · Leave a Comment 

1 year, 3 months, and 500 posts later, this little blog is still around baby! Never in my life have I continued a hobby for so long ;) I must give you all MAD LOVE for coming out and supporting this site each and every day, you guys are so wonderfull! Without you I'd just be another mumbling fool on the internet - so THANK YOU . While this blog has transformed into an umbrella of finance-related topics, it was my good friend the budget who got the party started. So it's only fitting that I

New Car Payments for Layoff Victims

May 29, 2009 by Smart Spending · Leave a Comment 

The new car market is dead. According to AutoData Corp in March 2009 auto sales were 36% lower than March 2008. So the manufacturers are trying to find ways to kick-start sales. And, being the marketing wizards they are, they came up with a beauty. Here's the latest from General Motors, Ford and Hyundai In GM's case, the automaker is offering to make up to nine months of payments of up to $500 each if you lose your job for what it calls economic reasons. Ford says it will make up to 12 m

Star Money Articles and Carnivals for the Week of May 25

May 29, 2009 by Smart Spending · Leave a Comment 

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile. After that, I have a list of the carnivals Free Money Finance was in this week and my posts that were included: My Dollar Plan is going to court. Money Smart Life provides a stock market index cheat sheet. The Digerati Life lists some tough jobs. The Sun’s Financial Diary details how to build and main

Sallie Mae, Gallup Study Finds Half of Parents Saving as Much or More for College Despite Today’s Economy (Business Wire via Yahoo! Finance)

May 29, 2009 by Smart Spending · Leave a Comment 

RESTON, Va.----Despite the ailing economy, more than half of parents are saving the same amount or more for college, according to a national study of parents from Sallie Mae and Gallup on How America Saves for College.

Internet jeweler lays brick (The News Observer)

May 29, 2009 by Smart Spending · Leave a Comment 

Lots of retailers open up a shop and then decide to add a Web site for their business.

Community news (The Daily Reflector)

May 26, 2009 by Smart Spending · Leave a Comment 

The Down East Republicans will meet Thursday at Cliff's Seafood, 2871 U.S. 17 South, Chocowinity. Dinner begins at 6 p.m.; the meeting starts at 6:45 p.m. Rod Cantrell of Edward Jones Company will speak on the economy and financial conditions.

Upcoming business events (Detroit Free Press)

May 24, 2009 by Smart Spending · Leave a Comment 

Managing Workplace Stress and Minimizing Risk: A stress-management seminar for workplace leaders to learn strategies that can help minimize risks while managing workplace stress. 7:30-11:30 a.m. June 1 at the Cultural Center, 21800 Marter in St. Clair Shores. Free, includes continental breakfast. 866-888-1555, ext. 218

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